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    Terms of Service

    Last updated: April 28, 2026

    1. Agreement to Terms

    These Terms of Service ("Terms") constitute a legally binding agreement between you ("Client", "you", or "your") and XitPlan Inc. ("XitPlan", "we", "us", or "our"), a corporation incorporated under the laws of the Province of Ontario, Canada, with its principal office in Toronto, Ontario.

    By purchasing, signing, or using any of our services, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you purchase Website Services, the signed Website Services Agreement governs that engagement; these Terms apply in parallel and the signed agreement controls in case of conflict.

    If you do not agree to these Terms, do not use our services.

    2. Description of Services

    Missed Call Capture

    An AI phone-answering service that picks up calls you cannot, captures lead details, and emails them to you. Each subscription includes:

    • An AI-powered backup phone number you forward missed calls to
    • A fully managed AI greeting customized with your business name and preferred tone
    • Lead capture covering caller name, phone number, reason for calling, and preferred callback time
    • Instant email notifications with the captured lead after each call
    • 30 included minutes of AI conversation per month
    • Per-minute overage billing for time used past the 30 included minutes
    • Ongoing technical support during business hours
    • Account-wide updates and improvements as the underlying platform evolves

    Missed Call Capture is month to month with no long-term commitment. You may cancel at any time, effective at the end of the current billing period.

    Website Services

    A productized web design, development, hosting, and maintenance service offered in three tiers (Starter, Growth, Premium) under a 24-month payment plan. Each tier includes:

    • A custom-designed website covering the pages and content scope agreed during onboarding (typically homepage, services, about, contact, plus vertical-specific pages such as locations or service detail pages)
    • AI-SEO optimization (Schema.org structured data, semantic HTML, pre-rendered content) so the site can be discovered and cited by AI assistants such as ChatGPT, Claude, and Perplexity in addition to traditional search engines
    • Mobile-responsive design tested across major modern browsers
    • On-page SEO (meta titles, descriptions, Open Graph tags, sitemap, robots configuration)
    • A lead capture form that emails leads to you in real time
    • Hosting on Cloudflare Pages with SSL, global CDN, and automated daily backups
    • Unlimited content update requests during the active term, handled in normal business order
    • Direct support from the founder and the XitPlan team, weekdays during Toronto business hours

    Growth and Premium tiers add SMS lead notifications and multilingual builds (EN + FR). Premium adds fully custom design (no template starting point), automation work on request, and priority queueing across requests and approvals. The live tier matrix and exact monthly amounts are at /websites and are the source of truth.

    What is not included

    The following are not included unless explicitly agreed in writing as a paid scope addition:

    • Full e-commerce functionality (multi-product cart, inventory management, complex checkout flows)
    • Custom application development beyond the marketing-site scope (booking systems, dashboards, CRMs, member portals)
    • Ongoing original copywriting, blog post production, or content marketing
    • Paid advertising management, ad creative, or media buys
    • Domain registration fees and renewals (Client's responsibility)
    • Third-party software subscription fees passed on to Client (eg. analytics, A/B test, CRM, scheduling tools)
    • Hardware, photography, or video production
    • Translation work beyond EN + FR (where the multilingual feature is included on the Client's tier)

    Service goals, not guarantees

    We work hard to deliver fast, well-built, well-positioned sites and reliable AI call handling. We do not, however, guarantee any specific outcome, including:

    • Search engine ranking, position on any results page, or inclusion in any specific index
    • AI assistant citation rate, frequency, or accuracy
    • Lead volume, conversion rate, sales, or revenue impact
    • AI conversation accuracy or call-capture completeness in every single call
    • Uptime of third-party platforms we rely on (Cloudflare, Stripe, Supabase, Resend, telephony providers, AI providers)

    Anything described as a "promise", "guarantee", "result", or similar in marketing copy refers to the specific commitments stated in these Terms or in a signed Website Services Agreement. Aspirational claims in marketing materials are not contractual promises.

    3. Pricing

    All prices are pulled live from Stripe. Currency is auto-detected from the billing country: customers in Canada are billed in CAD, customers elsewhere are billed in USD. Taxes are exclusive of the listed price and are added at checkout where applicable.

    Missed Call Capture

    • Monthly subscription: see live pricing on the Missed Call Capture page.
    • Included usage: 30 minutes of AI conversation per month
    • Overage: per-minute rate billed at the end of the cycle for any minutes used beyond 30
    • Setup fee: none
    • Commitment: none. Month to month, cancel any time

    Website Services

    • Monthly fee: Starter / Growth / Premium tiers; live amounts on the Websites page.
    • Setup fee: none
    • Term: 24-month payment plan starting on the date the Website Services Agreement is signed
    • Late payments: past-due amounts accrue interest at 1.5% per month (18% APR). Service may be suspended after 14 days of non-payment and terminated after 30 days
    • Post-term hosting: after the 24-month term, hosting and maintenance continue month-to-month at the rate in effect at that time (currently $79 USD / $99 CAD per month), with at least 30 days written notice of any rate change

    General Payment Terms

    • All payments are processed by Stripe. We do not store full card numbers
    • Stripe collects the customer's email, name, and (where required for tax) billing address at checkout. The signed Website Services Agreement and the Stripe payment together form the binding record of the engagement
    • XitPlan reserves the right to change prices on new orders at any time. Existing Website Services customers keep their original monthly fee for the duration of their 24-month term. Existing Missed Call Capture customers receive 30 days written notice before any monthly rate change
    • Failed payments may result in suspension or termination of services as described above

    4. Refund and Cancellation Policy

    Missed Call Capture: 30-day fair-use refund

    • New customers may cancel within 30 calendar days of activation for a full refund of the monthly subscription fee
    • To qualify for a refund, total AI conversation time during the refund window must remain within the 30 included minutes
    • Overage charges (per-minute time billed past 30 minutes) are never refundable
    • The subscription continues automatically each month after the refund window unless cancelled. Cancellation takes effect at the end of the current billing period; you keep service through the period you already paid for
    • Refunds are processed within 5 business days of the cancellation request

    Website Services: 30-day money-back, then 24-month commitment

    • Client may cancel within 30 calendar days of signing the Website Services Agreement by sending written notice to [email protected]. Upon timely cancellation, XitPlan refunds all fees paid and Client must immediately stop using any work product delivered. Refunds are processed within 5 business days
    • After the 30-day window: Client may cancel monthly Services at any time, but the remaining balance of the 24-month payment plan becomes due as an early-termination fee, payable in full within 30 days of cancellation OR via continued monthly billing through the original term-end date. Client retains ownership of Deliverables paid for to date
    • No partial refunds are issued after the 30-day window
    • XitPlan may terminate the Agreement immediately for material breach by Client (including non-payment, providing unlawful content, or repeated failure to meet obligations). Fees paid are non-refundable in such cases

    General Refund Terms

    • Refund and money-back offers apply to new customers only. They do not stack across cancellation and re-signup
    • Refunds are processed within 5 business days of the qualifying request and are issued to the original payment method
    • XitPlan reserves the right to deny refund requests that do not meet the stated criteria

    5. Delivery and Timeline (Website Services)

    XitPlan targets a launch within 7 days of receiving complete content and brand assets from Client (the "Content Receipt Date"). The 7-day clock does not begin at signature; it begins on the Content Receipt Date.

    Delays caused by Client (slow content, slow approvals) extend the launch date one for one. Delays caused by XitPlan that exceed 14 days from the Content Receipt Date entitle Client to a one-month fee credit.

    6. Client Responsibilities

    Missed Call Capture

    • Configure call forwarding from your primary business phone number to the backup number we provide
    • Provide accurate business information for the AI greeting
    • Maintain the security of your account credentials
    • Reconfigure or remove the call forwarding from your phone upon cancellation

    Website Services

    • Provide all required content, brand assets, written copy, photographs, and account access within 7 days of the signature date
    • Respond to drafts, proofs, and approval requests within 5 business days
    • Warrant that all content provided is owned by or properly licensed to Client and does not infringe any third-party rights
    • Not request or instruct XitPlan to publish unlawful, defamatory, harassing, or misleading content
    • Provide a domain name, or purchase one at your own cost

    If Client fails to respond to an approval request for 30 consecutive days, the request is deemed approved.

    General

    • Comply with all applicable local, provincial, and federal laws when using our services
    • Delays caused by your failure to provide required materials or feedback do not extend project deadlines and do not entitle you to refunds

    7. Hosting and Maintenance (Website Services)

    While the Website Services Agreement is active, we include hosting on Cloudflare Pages, SSL certificate provisioning, automated backups, routine maintenance, and unlimited content update requests at no additional cost.

    After the 24-month term, hosting and maintenance continue month-to-month at the post-term hosting rate in effect at that time (currently $79 USD / $99 CAD per month). You may terminate hosting at any time after the term and migrate the site to another provider; we will provide an export of Deliverables within 15 business days of a written migration request, at no additional charge.

    8. Intellectual Property

    • You retain ownership of your domain name, business content, branding, logos, photos, written copy, and any other materials you provide to us
    • Upon full payment for any month of Website Services, you own the visible content, design, copy, images, and brand-specific assets delivered for that month (the "Deliverables") and receive a perpetual, non-exclusive, worldwide license to use, display, and modify them for your business
    • XitPlan retains all right, title, and interest in reusable code patterns, frameworks, libraries, design systems, template logic, build pipelines, infrastructure code, and proprietary tooling. The license to you covers the Deliverables, not the underlying platform
    • For Missed Call Capture, XitPlan retains ownership of the AI assistant configuration, prompt templates, and call-handling logic. You retain ownership of the lead data captured on your behalf
    • XitPlan reserves the right to showcase completed projects in our portfolio unless you request otherwise in writing

    9. Acceptable Use

    You may not use our services, directly or indirectly, to:

    • Send spam, unsolicited bulk messages, phishing attempts, or any communication that violates anti-spam law (CAN-SPAM, CASL, GDPR e-privacy, or equivalent)
    • Distribute malware, illegal content, hate speech, content that sexualizes minors, content that promotes violence, or content that infringes third-party rights
    • Misrepresent your identity, business, qualifications, certifications, or affiliation
    • Attempt to reverse engineer, decompile, scrape, or replicate the XitPlan platform, our reusable code patterns, our AI assistant configuration, or any non-public infrastructure
    • Resell our services, sublicense them, or expose them as part of your own product without prior written consent
    • Use our services to compete with XitPlan or to build a substantially similar service
    • Test, probe, or stress our infrastructure or third-party providers without prior written authorization
    • Use Missed Call Capture for autodialing, robocalling outbound, telemarketing, fraud, or any call pattern that violates telephony regulations or carrier acceptable-use policies

    XitPlan reserves the right to suspend or terminate services immediately, without refund, for any breach of this section. We also reserve the right to refuse service or decline new orders at our sole discretion.

    10. Chargebacks and Disputed Payments

    If you initiate a chargeback, payment dispute, or reversal with your card issuer or payment provider for a charge that you have not first attempted to resolve directly with XitPlan in good faith via [email protected]:

    • Service is suspended immediately, and your account may be permanently terminated
    • For Website Services, the entire remaining balance of the 24-month payment plan becomes immediately due as an early-termination fee, plus any chargeback or dispute fees XitPlan incurs from Stripe, plus reasonable collection costs
    • For Missed Call Capture, the account is closed and any associated lead data is retained for legal recordkeeping but no longer accessible
    • XitPlan will provide the signed Website Services Agreement, audit trail (IP, user-agent, timestamp, contract version hash), payment record, and proof of delivery to the card issuer to contest the dispute

    Frivolous chargebacks (defined as disputes raised after delivery of services consistent with the signed Agreement, or disputes raised without first contacting us in good faith) may also be reported to credit bureaus and pursued in court for the full amount owed plus collection costs.

    11. Non-solicitation

    During the engagement and for 12 months after termination, you agree not to directly or indirectly solicit, hire, or contract with any XitPlan employee, contractor, or subcontractor who provided services to your account, without XitPlan's prior written consent. This does not restrict general public job postings that are not specifically targeted at XitPlan personnel.

    12. Disclaimer of Warranties

    Our services are provided on an "AS-IS" and "AS-AVAILABLE" basis. XitPlan makes no warranties, express or implied, regarding the reliability, accuracy, or completeness of our services.

    XitPlan does not guarantee any specific search engine ranking, AI assistant citation rate, conversion rate, lead volume, revenue outcome, or business result.

    For Missed Call Capture specifically, AI technology may occasionally produce errors in transcription or lead capture. XitPlan is not liable for inaccuracies in captured information.

    13. Limitation of Liability

    To the maximum extent permitted by applicable law:

    • Cap. XitPlan's total aggregate liability for any and all claims arising out of or related to these Terms or your use of our services is capped at the lesser of (a) three (3) months of fees paid by you to XitPlan immediately preceding the event giving rise to the claim, OR (b) USD $1,000
    • Exclusions. XitPlan is not liable for indirect, incidental, special, consequential, exemplary, or punitive damages, lost profits, lost revenue, lost data, business interruption, or loss of goodwill
    • Third parties. XitPlan is not liable for outages, failures, or actions of third-party platforms, including Cloudflare, Stripe, Supabase, Resend, telephony providers, AI providers (OpenAI, Anthropic, Perplexity), or any AI crawler

    14. Indemnification

    You will defend, indemnify, and hold XitPlan Inc., its officers, directors, employees, and agents harmless from any third-party claim arising from:

    • Your use of our services
    • Content, materials, or information you provide to us
    • Your violation of these Terms or any signed Agreement
    • Your violation of any applicable law or regulation
    • Your business practices or operations

    XitPlan will defend, indemnify, and hold you harmless from any third-party claim that the reusable code patterns authored by XitPlan infringe a third party's copyright or patent.

    15. Confidentiality

    Each party agrees to keep confidential any non-public business information shared during the engagement, and to use such information solely to perform under these Terms or any signed Agreement, for a period of 3 years after termination.

    16. Force Majeure

    Neither party is liable for any failure or delay in performance under these Terms where the failure or delay results from circumstances beyond reasonable control, including natural disasters, civil unrest, pandemics, government action, internet or third-party platform outages, telecommunications failures, power outages, labor disputes, or acts of terrorism.

    17. Electronic Signatures

    Where you sign a Website Services Agreement electronically through our website, you agree that the typed name signature has the same force and effect as a handwritten signature, and that the Agreement is a legally binding contract under:

    • The U.S. Electronic Signatures in Global and National Commerce Act (E-SIGN Act), 15 U.S.C. § 7001
    • The Canadian Personal Information Protection and Electronic Documents Act (PIPEDA)
    • The Ontario Electronic Commerce Act, 2000, S.O. 2000, c. 17

    You consent to XitPlan recording and retaining the IP address, user-agent string, timestamp, and contract version hash associated with the signature as proof of agreement.

    18. Governing Law

    These Terms are governed by the laws of the Province of Ontario and the federal laws of Canada applicable therein, without regard to conflict-of-law principles.

    19. Dispute Resolution

    In the event of any dispute arising out of or relating to these Terms, the parties agree to first attempt to resolve the dispute through good-faith negotiation. If the dispute cannot be resolved within 30 days, the parties submit to the exclusive jurisdiction of the courts of Toronto, Ontario, and waive any right to a jury trial or class-action proceeding.

    20. Changes to These Terms

    XitPlan may update these Terms from time to time. We will post the updated Terms on this page with a revised "Last updated" date. For material changes that affect existing customers, we will provide at least 30 days written notice by email. Your continued use of the services after the effective date constitutes acceptance of the updated Terms.

    Customers under an active Website Services Agreement keep the terms of that signed Agreement for the remainder of their 24-month term, regardless of changes to these general Terms.

    21. Entire Agreement

    These Terms, together with our Privacy Policy and any signed Website Services Agreement, constitute the entire agreement between you and XitPlan with respect to the subject matter hereof and supersede all prior or contemporaneous communications, agreements, and understandings, whether written or oral. Where a signed Website Services Agreement conflicts with these Terms, the signed Agreement controls.

    22. Contact Us

    If you have any questions about these Terms, please contact us: